With the prices for used Harleys these days, it's smart to insure your investment - and we don't just mean liability coverage. Chances are, your state will require you to carry motorcycle liability insurance. But liability won't help you if you or your bike gets damaged in an accident. Liability insurance only protects you against damages paid out to other parties or property in an accident for which you are deemed to be at fault.

Uninsured motorist coverage (UIM/UM) is always a good idea. Why? Because more than 15% of American drivers don't have insurance. Without UIM/UM coverage, you could end up not getting any proceeds from the at-fault party in an accident.

Finding the Best Deal on H-D Insurance

To get the cheapest rates on insurance, you really need to compare the prices offered by a variety of insurers. To do so, you can utilize a resource like this one:  Harley-Davidson Insurance. Such a site will allow you to make online comparisons between policies and find the most competitive rates possible.

Insuring a Chopper or Bobber

Insuring a chopper can be a nightmare if you are missing a VIN number, MSO, or other frame-related identification. You might want to try a specialized web resource such as Chopper Insurance, which regularly deals with these sorts of issues.